Savings


As a business leader, you’re personally familiar with all of the hard work, rigorous adherence to ethics, and prudent business decisions that go into protecting your assets. At River City Bank, we’re equally passionate about protecting and growing your assets—a passion that is reflected not only in our comprehensive suite of Business Savings offerings, but also in the way we deliver them to you. Experience a level of service commensurate with your success, provided by your own River City Bank personal Relationship Manager. Anything less is just banking.

 
Product Minimum Opening Deposit Interest Earned Transaction Limitations Maintenance Fee
Elite Business Savings $1,000 Interest is compounded daily and credited to your account monthly. Earned interest is tiered for balances as follows:

$0-$99,999

$100,000-$249,999

$250,000+
Unlimited deposits; $15 Excessive Withdrawal Fee will be charged for each preauthorized/automatic withdrawal or transfer to another account or third party in excess of 6 per calendar month.(1) $4 per month

Average daily balance to waive maintenance fee:

$2,500 in this account
Business Savings $100 Interest is compounded daily and paid to your account monthly. Earned interest is tiered for balances as follows:

$500-$99,999

$100,000+
Unlimited deposits; limited withdrawals/transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order are limited to six per calendar month.(1) $3 per month

Average daily balance to waive maintenance fee:

$500 in this account
Business Money Market $5,000 Interest is compounded daily and credited to your account monthly. Earned interest is tiered for balances as follows:

$5,000-$49,999

$50,000- $99,999

$100,000-$499,999

$500,000 - $999,999

$1,000,000+
Unlimited deposits; limited withdrawals/transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order are limited to six per statement cycle.(1) $10 per statement cycle

Average daily balance to waive maintenance fee:

$5,000 in this account
Certificate of Deposit (CD) $10,000 Interest is compounded daily and credited to your account quarterly. Earned interest is tiered for balances as follows:

$10,000-$49,999

$50,000 - $99,999

$100,000 +
N/A N/A*
(1) Important Notice: Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings or money market account. There is a $15 fee for each preauthorized withdrawal or transfer in excess of these limits. If withdrawal limitations are exceeded three times in 12 cycles, the account will be closed or converted to a checking account.

* Fee Schedule