Savings

As a business leader, you’re personally familiar with all of the hard work, rigorous adherence to ethics, and prudent business decisions that go into protecting your assets. At River City Bank, we’re equally passionate about protecting and growing your assets—a passion that is reflected not only in our comprehensive suite of Business Savings offerings, but also in the way we deliver them to you. Experience a level of service commensurate with your success, provided by your own River City Bank personal Relationship Manager. Anything less is just banking.

Product Minimum Opening Deposit Interest Earned Monthly Activity Monthly Maintenance Fee
Regular Savings $100 Interest is compounded daily and paid to your account quarterly. Unlimited deposits; withdrawals/transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order are limited to six per calendar month.(1) $3 ($9 per quarter) Fee is waived when you maintain a $500 account or $10,000 combined average daily balance.*
Money Market Account $5,000 Compounded daily and paid to your account monthly. Unlimited deposits; withdrawals/transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order are limited to six per statement cycle.(1) $10 fee is waived when you maintain a $5,000 average daily balance.*
Certificate of Deposit (CD) $10,000 Interest is compounded daily and paid monthly, quarterly, annually or at maturity. N/A N/A*
Liquid CD $1,000 Interest is compounded daily and paid to your account quarterly. Unlimited deposits; withdrawals/transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order are limited to six per calendar month.(1) $10 fee is waived when you maintain a $2,500 average daily balance.*
(1) Important Notice: Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings or money market account. There is a $15 fee for each preauthorized withdrawal or transfer in excess of these limits. If withdrawal limitations are exceeded three times in 12 cycles, the account will be closed or converted to a checking account.

* Fee Schedule
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