Lines of Credit


Lines of credit provide flexibility to take advantage of business opportunities as they arise and to support seasonal needs.

Revolving line of credit

This allows a business to borrow, repay and borrow again up to the original line of credit amount during the life of the loan. We offer automatic pay-downs and cash advances. We can also manage your excess cash balances.

Non-revolving line of credit

This allows a business to borrow an amount either in a lump sum or an amount dispersed over a period of time. Each time a payment is made, the credit availability reduces by that amount.

The application process is easy. Let our staff help you with your business lending needs. Call today to speak with our Commercial Banking Department at (916) 567-2600. You can expect a fast loan decision and experts on hand if you have questions.