Commercial Real Estate

For over forty years, Sacramento’s landscape has been shaped, quite literally, by the vision of forward-looking business leaders just like you—backed by the Commercial Real Estate division of River City Bank. Today, we work with business leaders throughout California, offering very competitive interest rates and a breadth of experience, ranging from income producing commercial properties to single-family housing. But what makes the River City Bank experience truly transcendent is the level of personal service you’ll receive at every step, from negotiating loan terms to documentation and ultimately, funding. Each element is customized to your unique business needs, and hand-delivered to you by your own personal Relationship Manager. It’s a new level of banking, designed to exceed your expectations.



Union Square | San Francisco


Office/Retail | Downtown Palo Alto








5-Year Floating Rate


20-Year Fixed Rate

Line of Credit:  River City Bank provided the client with a revolving line of credit to be used for opportunistic real estate purchases.  The loan was provided on an interest-only basis for its five years and is secured by an office building in the Union Square district of San Francisco.             Non-Recourse Term Loan: River City Bank refinanced this loan from Avid Bank. The loan is secured by a newly constructed office and retail property in downtown Palo Alto, California.
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Industrial Property | San Diego


Office Retail | Santa Barbara








10-Year Fixed Rate


10-Year Fixed Rate

Acquisition Financing: River City Bank provided financing for the purchase of this property. The loan was secured by a 101,571 SF multi-tenant industrial property primarily used as a data center and for R&D purposes. The property consists of three buildings and is located in the Kearny Mesa submarket of San Diego, California. The loan is provided on a partial recourse basis and has a ten-year maturity, amortizing over 30 years.             Non-Recourse Term Loan:  River City Bank refinanced this construction loan from another bank.   The loan is secured by a 10,204 SF retail/office property located in Montecito, a suburb of Santa Barbara, California.  The borrower is also the developer of this newly-constructed property.  The loan is provided on a non-recourse basis and has a ten-year maturity, amortizing over 30 years.          
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