History


Jon KellyThe story of River City Bank begins with a singular focus on redefining the banking experience and exceeding our customers’ expectations. It’s a theme that resonates throughout every chapter in our history.

It all began in 1972, when legendary radio and television entrepreneur Jon S. Kelly perceived the need for a strong and locally-owned bank to serve the Sacramento region. So he created one. With passion, persistence and purpose, River City Bank was open for business in 1973.

Kelly’s entrepreneurial vision and keen appreciation of unmet bank customer needs led to numerous innovations, including the introduction of Saturday banking and a branch office with eight drive-through lanes to speed service—the largest of its kind in the state. Virtually every innovation was met with brilliant success and growth.

The 1980s saw continued growth, including the introduction of River City Bank’s first automatic teller machine (ATM), as well as the groundbreaking of the 150,000 square-foot office building in Natomas which became the River City Bank headquarters.

Today, River City Bank is recognized not only as the largest locally-owned bank in the Sacramento region, with assets over $1.6 billion; we’re also one of the strongest banks in the entire country, having earned the highest rating of "Superior" from respected bank-rating authority BauerFinancial. This strength is matched by our unwavering commitment to customer service, which we have elevated to levels previously considered unattainable. Although River City Bank has grown and evolved over the years, our singular focus remains the same: Exceeding expectations. We’re here to exceed yours.